Pricing

What Kuber.AI costs, and how we earn.

Kuber.AI's core is free — chatting with the agents, educational guidance, money tracking, and analytics on your own data. A paid subscription plan is also available inside Simplify Money; you see its price and what it covers in the app before you subscribe, and you are never charged without choosing it. Separately, partner products such as insurance, digital gold, fixed deposits and loans against mutual funds are distributed by Simplify Money Private Limited, an AMFI-registered mutual fund distributor (ARN 363095), which earns a distribution commission from the provider — disclosed on the product screen before you confirm. There are no hidden charges, and no claim that everything is free forever.

Free

  • Chatting with Kuber.AI and every agent, in any supported language
  • Educational guidance and financial literacy content
  • Money-management and tracking tools
  • Analytics and insights on your own data
  • Scam and message verification with Scam Shield
  • Seeing rates, cover estimates and EMI maths before you decide anything

Paid

Simplify Money subscription

A paid plan inside the Simplify Money app. The current price and exactly what the plan covers are shown in the app before you subscribe. You are never charged without choosing it, and you can cancel through your app store.

How we earn

  • The conversation earns nothing. Every product tells you who earns.
  • The core app is free. A paid subscription plan is available inside Simplify Money — priced in the app, never charged without your choice.
  • Partner products are distributed by Simplify Money Private Limited, an AMFI-registered mutual fund distributor (ARN 363095), which earns a distribution commission from the provider.
  • Each product states who sells it and who earns, on the screen, before you confirm.

Neither Turvas Technology Solutions Private Limited nor Simplify Money Private Limited is a SEBI Registered Investment Adviser. Our application is under review. What Kuber.AI does and doesn't do →

Start with the free tier

Ask Kuber.AI something you would actually ask a friend about money. No card needed to begin.

Get it on Google Play Download on the App Store